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Maltese One of the most important elements of trust in the medical tourism sector is the financial structure and international experience behind the insurance coverage provided. Complication Insure provides assurance for medical complications that may arise from operations within the scope of health tourism, particularly aesthetic and cosmetic surgery, with strong reinsurance support and international partnerships.
Our platform not only offers insurance services but also serves as a digital ecosystem that builds a bridge of trust between healthcare institutions, health tourism agencies, and international patients. Our goal is to ensure that both patients and healthcare institutions can operate with confidence by minimizing the financial risks that unexpected complications may pose.
As one of the first international digital B2B and B2C platforms developed in the Health Tourism Complication Insurance sector, we offer modern, fast, and accessible assurance systems to patients receiving healthcare services worldwide. Thanks to our fully digital infrastructure, policy creation, verification, and claims processes are managed quickly, transparently, and in compliance with international standards.
Who Provides This Assurance?
The assurance offered by Complication Insure is backed by a strong investment structure supported by international financial institutions and one of the world's most reputable reinsurance companies. This ensures that policies are protected not only by local standards but also by international financial assurance standards.
Reinsurer and Partnership Structure
EMF NEIF is an international investment fund established to invest in the insurance and finance sectors in non-EU Eastern European countries, particularly Turkey, with its headquarters in the United Kingdom. Among its investors are respected financial institutions such as the German Insurance Group Gothaer, German Development Bank (DEG), Dutch Development Bank (FMO), and the European Bank for Reconstruction and Development (EBRD).
EMF Capital (UK) Limited, based in London, is a financial institution authorized and supervised by the UK Financial Conduct Authority (FCA).
The reinsurance support for policies is provided by Gen Re (General Reinsurance), one of the world's largest reinsurance companies operating under Berkshire Hathaway Inc. In Turkey, insurance operations are managed through Demir Sağlık ve Hayat Sigorta A.Ş. Thanks to this strong structure, Complication Insure offers sustainable assurance with international financial reliability.
Official Authorization and Digital Platform
Health Tourism Complication Insurance is among the international solutions supporting the health tourism vision of the Republic of Turkey. Our platform is a fully digital international health tourism insurance platform operating in compliance with insurance legislation.
Our system, developed for hospitals, clinics, agencies, and individual health travelers in the health tourism sector, can manage policy creation, verification, coverage control, and complication management processes from a single center.
Complication Insure, a pioneering digital platform offering B2B and B2C services in the Health Tourism Complication Insurance sector worldwide, stands among the most reliable solutions in the industry with its comprehensive coverage structure tailored to the needs of international patients, fast transaction processes, and strong reinsurance support.
How Does Our Assurance Work?
Complication Insure offers a fully digital process management system that ensures the coverage of operations performed within the scope of health tourism. All stages, from policy creation to potential complication management, are carried out quickly, transparently, and in accordance with international standards.
01
Digital Policy Creation
Patient information is entered into the system by authorized healthcare institutions, and after the eligibility assessment is completed, the complication insurance is created digitally.
02
Operation and Protection Process
Once the operation is performed at an accredited healthcare institution with health tourism authorization, the policy becomes active, and the patient is covered against complication risks for the specified period.
03
International Financial Assurance
In the event of medical complications covered by the policy, treatment expenses are covered in accordance with the policy terms and coverage limits, ensuring both the patient and the healthcare institution are financially protected with strong reinsurance support.
